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Principal Financial Consultant

Access to capital, made personal.

Delaneo Mills is a principal financial consultant connecting business owners with the funds they need to scale—from business loans to investor capital—with real estate, personal funding, and credit repair guidance.

Discuss your funding Explore the approach
Delaneo Mills, Principal Financial Consultant at D Mills Group

Delaneo Mills

Principal · D Mills Group

The D Mills standard

Thoughtful counsel

Recommendations shaped by your goals, not a product quota.

Straight answers

Clear terms, honest trade-offs, and no inflated promises.

Built for growth

Guidance aligned with where your business is headed.

Advisory approach

Funding decisions start with the complete picture.

A clear, three-part process—so you understand your options before you commit to any of them.

  1. 01

    Funding strategy

    Define what you actually need—how much, on what terms, and for what stage of the business.

  2. 02

    Capital access

    Connect with the right sources of funding, from business loans and lines of credit to investor capital.

  3. 03

    Ongoing perspective

    Stay aligned as the business grows, with guidance grounded in your objectives.

Funding & credit services

Capital for your next move.

Your objectives come first. Then we consider the financing structure, your credit position, and the options that fit.

01

Business capital

Capital for day-to-day needs, planned growth, and the next stage of your business.

  • 01.01

    Business term loans

    A lump sum repaid on a set schedule, suited to planned expansion or larger purchases.

  • 01.02

    Business lines of credit

    Revolving funding you can draw on as needs arise, with interest on the amount used.

  • 01.03

    SBA financing

    Government-backed loan options for qualifying businesses, with detailed documentation and longer processing timelines.

  • 01.04

    Equipment financing

    Funding for business equipment, with the equipment typically serving as collateral.

  • 01.05

    Merchant cash advances

    An advance against future business receivables, repaid through daily or weekly payments. Costs and repayment structure need careful consideration.

  • 01.06

    Equity acquisition

    Financing to acquire an ownership stake in a business or property, including a partner buyout.

  • 01.07

    Investor capital

    Connections to potential investment sources, guided by your business goals and capital needs.

02

Real estate financing

Funding for investment property, commercial transactions, and the work that comes next.

  • 02.01

    DSCR loans

    Investment-property financing assessed using the property's rental income relative to its debt payments.

  • 02.02

    Bridge loans

    Short-term financing between a current need and a planned sale, refinance, or permanent funding arrangement.

  • 02.03

    Commercial real estate loans

    Purchase, refinance, or cash-out financing for qualifying owner-occupied and investment commercial properties.

  • 02.04

    Land purchase financing

    Financing to acquire raw, entitled, or infill land, with or without a planned development.

  • 02.05

    Refinance / cash-out

    Replace existing property financing, with the option to access available equity when eligible.

  • 02.06

    DSCR cash-out

    Access equity in an investment property through a refinance evaluated on the property's rental income.

  • 02.07

    Acquisition & rehab loans

    Financing for property acquisition and renovation, with renovation funds typically released as work progresses.

03

Personal & credit-based funding

Options shaped by your individual credit, income, or available home equity.

  • 03.01

    Personal loans

    Unsecured financing evaluated on your credit profile, income, and lender requirements.

  • 03.02

    Introductory 0% APR business credit cards

    Explore business cards with promotional interest periods for eligible applicants. Offers vary; standard rates apply after the introductory period.

  • 03.03

    Home equity lines of credit

    A revolving line secured by available home equity that may support business funding needs. Your home serves as collateral.

04

Personal credit repair

A considered review of your credit file and a clearer path toward credit readiness.

  • 04.01

    Credit-file review

    Review your reports to identify errors, inconsistencies, and accounts that need attention.

  • 04.02

    Dispute support

    Help address information that is inaccurate or unverifiable through the appropriate dispute process. Accurate negative information cannot be guaranteed removal.

  • 04.03

    Credit-readiness guidance

    A practical plan for accounts and credit habits that need attention before you pursue funding.

A different scenario? Let’s discuss it.

Whether you need specialty financing or aren’t sure which option fits, start with what you want to accomplish.

Discuss your options

Funding is subject to eligibility, underwriting, and product availability. Terms vary by provider; approval and credit-repair outcomes are not guaranteed.

Experience with perspective

“Every conversation begins with listening—then moves toward practical clarity.”

Professional experience, brought to a more personal relationship.

Delaneo brings financial services experience that includes time with Wells Fargo. At D Mills Group, that perspective supports a direct, attentive relationship—helping business owners and individuals understand their options and move toward funding that fits their goals.

Independent
Options are weighed across funding types, not pushed toward one.
Personal
You work directly with Delaneo from first call to next step.
Practical
Every conversation ends with a clear, considered path forward.

Begin a conversation

Let’s bring clarity to what comes next.

Business growth, a property opportunity, or a stronger credit position—let’s talk about your goals and the options available.

Emaildelaneo@dmillsgroup.comPhone+1 202-812-4201